EBO’s AI transforms Customer Experience for ERGO Insurance
EBO collaborated with Microsoft Azure to develop an innovative AI Virtual Agent for ERGO Insurance in Greece. This award-winning VA, took ERGO's customer experience to new heights by streamlining policy renewals, facilitating direct payments, and substantially easing the workload related to one-touch tickets. With an impressive 95 % recognition rate, EBO's Virtual Agent, today, delivers personalised, round-the-clock assistance and has elevated customer satisfaction to 91%.
Response Rates
95%
recognition rate
91%
customer satisfaction
89%
end-to-end automation rate
Adressing the Challenge
Mrs. Panoraia (Rea) Theleriti, ERGO's Chief Customer and Digital Transformation Officer at ERGO Insurance underscores ERGO's primary commitment to deliver a top-tier customer experience at all times. However, inherent in every strategic objective lies a formidable challenge, and in this case, it was the need for sustainable, round-the-clock service to cater to a vast customer base.
In response to this, ERGO Insurance embarked on a transformative journey, commencing with a strategic re-evaluation of its call centre operations. The aim was clear: to establish an omnichannel experience that seamlessly integrates customers' preferred communication channels. Recognising the complexity of this task, ERGO Insurance collaborated with EBO, to implement, Χαρά (Joy) an AI-driven Virtual Agent (VA) built on Microsoft Azure.
Embracing Empathy in Tech
Fusing technology with a personalised approach, today the Virtual Agent stands out in the Greek insurance market thanks to its remarkable recognition rate (the ability to understand messages from customers and respond appropriately). The creation of Χαρά involved the strategic application of Natural Language Processing (NLP), advanced Machine Learning techniques, and the utilization of Azure Cognitive Services and Azure Bot Services. Collaborating seamlessly with ERGO Insurance and Microsoft, EBO’s NLP experts played a pivotal role in crafting a Virtual Agent capable of engaging in two-way human-like conversations with customers. Today the VA's machine-learning capabilities ensure a continually updated language library, empowering the Virtual Agent to learn and adapt whilst its sentiment analysis capability allows it to identify user's emotions and shape the conversation accordingly. Enhanced with a conversational tone and the ability to communicate in 'Greeklish', a fusion of Greek and Latin characters, the VA provides users with a much more advanced and personalised experience compared to other conventional chatbots.
From FAQs to Tailored Experiences
The Virtual Agent, initially started out as providing instant responses to frequently asked questions (FAQ). However, this soon developed with the decision to integrate the VA directly into ERGO's core system. Now, the VA seamlessly assists with multifaceted operations, from policy renewals to customer portal registrations, elevating user engagement and simplifying processes.
“It walks customers through registration with a dialog-driven process, which is more personal than filling in a standard form by yourself,”
Rea Theleriti, Chief Customer and Digital Transformation Officer, ERGO Insurance
24/7 Support Reshapes Policy Renewals
On being notified to renew their policy, customers would previously have to locate the renewal notice and contact an agent or call centre - a cumbersome and lengthy process. Today customers can simply request and access information from the VA without needing specific policy details. They can then proceed with making the payment online.
Within four months from launch, the Virtual Agent achieved an 85 percent customer satisfaction rate for initiated dialogues. This further increased to 91% within the next couple of months. The 24/7 support also positively influenced the policy renewal process, making it more accessible and convenient for customers.
“Having the VA significantly helps us manage the payment system, as we’re handling around 3,000 transactions per month.”
Rea Theleriti, Chief Customer and Digital Transformation Officer, ERGO Insurance
AI Assistance with a Human Touch
In establishing an effective partnership between humans and AI, ERGO Insurance ensures that the Virtual Assistant (VA) can seamlessly operate on its own while retaining the ability to oversee and optimise conversational workflows. When a customer interaction demands human input, Χαρά smoothly transitions the conversation to a human agent.
Building on the success of the initial phase, ERGO Insurance plans to expand the applications of the VA. The company envisions it becoming the cornerstone for various core processes, including renewals and claims.
“Our goal is to digitize and automate our processes to truly revolutionize the experience by making the interaction conversational via the VA,”
Konstantinos Chatzisymeon, Chief Information and Processes Transformation Officer, ERGO Insurance
Above and Beyond
At the 2026 Digital Finance Awards, ERGO won Gold for Best AI Initiative for CX, Silver for Best Synergies, and Bronze for Digital Claims & Fraud Prevention, with EBO’s conversational AI powering their success.
These awards, bestowed by the Hellenic Institute of Customer Service (ΕΙΕΠ) and BOUSSIAS, respectively, highlight the impactful role of AI in driving digital transformation and elevating customer experience.
Learn more about the award's winning solution.
Ready to elevate your customer experience? Contact EBO today and discover the power of innovation with an AI-powered Virtual Agent.
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